- Onboarding orchestration
- Identity and compliance
- Underwriting and risk
- Loan origination
- Bitcoin acquisition and custody
- Payment servicing and accounting
- Delinquency and recovery
- Communication and evidence
Business sequence for implementation of the service
Onboarding Session -> Verification -> Requirements and Documents -> Compliance Decision -> Party Creation -> Loan Application -> Underwriting -> Loan Origination -> BTC Acquisition and Collateral Lock -> Repayment Servicing -> Balance Tracking -> Delinquency or Payoff -> ClosureOperating rules
Rule 1: onboarding gates everything. No onboarding approval means no party and no loan.
Rule 2: Loan schedule is not reality
- Schedule = expected plan
- Transaction = executed cash movement
- Balance = accounting truth at a point in time
Where to go next
- For entry and customer creation: Onboarding to Party
- For credit lifecycle: Application to Origination
- For repayment and accounting: Servicing and Balances