Skip to main content
Delinquency is managed as controlled asset execution, not only communication follow-up.

​
Trigger

  • Missed payment
  • days_past_due > 0

​
Stage progression

0_7 -> 8_15 -> 16_30 -> REPO

​
What changes in data

  • delinquency tracks stage and case-level evolution
  • collateral.remaining decreases when execution occurs
  • transaction includes chargeoff/adjustment events during execution
  • comm_log records escalation evidence

​
Recovery modes

  • Partial liquidation
  • Full liquidation
  • Communication escalation with legal-grade traceability

​
API families to call next